Financial Aid

Perkins Loans for Graduate Students

The Federal Perkins Loan Program provides low interest loans for full-time students with the most financial need. There are limited Perkins Loans available; therefore, only the most needy students receive these loans. Recipients are selected at the sole discretion of the Office of Financial Aid.


Federal Perkins Loans are available for students who complete a financial assistance application and are determined eligible by the Office of Financial Aid. If you have not been awarded Perkins Loan, please contact the Office of Financial Aid to determine if you qualify.

Loan Amount

Graduate Students
Maximum Loan Amounts Interest Rate

Graduate Students: $6,000



Before a Perkins Loan can be disbursed to a student account, the student must complete a Master Promissory Note, Statement of Rights and Responsibilities, and Entrance Interview. These are completed online through our billing servicers, Educational Computer Systems, Inc. (ECSI). Please visit the ECSI website to begin the process.

  • The student must review the information, successfully pass a quiz regarding the Federal Perkins Loan, and electronically sign the documents before the loan can be disbursed.
  • The Master Promissory Note needs to be completed only once while you are enrolled at Emerson College.

If you have concerns or questions regarding the Federal Perkins Loan, please contact the Perkins Loan Coordinator at 617-824-8216.


Repayment of this loan begins nine (9) months after the student ceases to be enrolled at least half-time (4 credits for graduate students).

Emerson College uses Educational Computer Systems, Inc. (ECSI) as billing servicers for the Federal Perkins Loan. ECSI will collect future payments, process deferments, forbearance and cancellations, and answer all questions regarding Perkins Loan billing. For more information, please visit the ECSI website. It can also be reached at 1-888-549-3274.