Applying for Loans

Most families have two major needs when considering finance options for a college education: first, obtaining manageable monthly payments, and second, minimizing the total cost of education. To meet both of these goals we recommend the following:

• Reduce your need to borrow by paying as much as you can directly to Emerson College or through the TuitionPay monthly payment plan.
• Investigate the terms of available loan programs if you decide to borrow.
• Begin with an equal combination of loan and payment plan options to meet the financed amount.
• Determine what you can afford. If you can pay more monthly then increase the TuitionPay payment plan. If you need smaller monthly payments then increase the loan(s).

This website includes information on Emerson College's loan processes. Emerson no longer recommends lenders to parents or students. While we understand that you may have questions, we believe you have the right and ability to seek the education loan provider of your choice. If you would like a starting reference of where to research lenders that are participating in the educational lending market, we suggest:

Types of Loans

• Stafford loans
• Perkins loans
• MASS No Interest loan
  
• Parent PLUS loan
• Graduate PLUS loan
  
• Alternative loans