Alternative Loans
When considering which loan is best for you, here are some things you might wish to consider:
- What is the interest rate based on: Prime rate, Libor, something else?
- How long is the repayment period?
- What are the fees?
- Does the lender offer any repayment benefits?
- Who is the borrower of the loan? Will I need a co-signer?
- Is the loan deferred while the student is in school?
We've included a listing of lenders with proven track records in loan processing and servicing. To select the option for your circumstances, you should compare interest rates, fees, borrowing limits, and credit requirements. You are not obligated to borrow from any of these lenders. If you wish to apply with one of these lenders, you can go online to the lender’s website provided below or call the Toll Free number provided.
Note about borrowing: Most lenders require that the student be enrolled at least on a half time basis in a degree seeking program, unless noted below. All loan proceeds are disbursed directly to the student’s billing account at Emerson College.
| Loan Program and Lender Contact Information (checked box indicates who is the primary borrower of the loan) | Graduate Student | Undergraduate Student | Parent of Undergraduate Student |
|---|---|---|---|
| Chase Select www.chasestudentloans.com/custom/emerson Phone: 800-487-4404 |  | | |
| Citibank Citiassist Loan www.studentloan.com/schools/emerson/ Phone: 1-800-745-5473 Note: Also available for non-degree students, less than ½ time enrollment, certificate programs, and for pre-requisite coursework. | | | |
| Education Financing Partners www.educationfinancepartners.com/emerson Phone: 1-866-308-1071 Note: Any relative or friend of student can borrow on behalf of the student. | | | |
| Keybank KeyAlternative Loan www.key.com/alternative Phone: 1-800-KEY-LEND | | | |
| Keybank Parent Achiever www.key.com/parentachiever Phone: 1-800-Key-LEND | | ||
| SallieMae Signature Loan www.salliemae.com/signature/citizens Phone: 1-800-695-3317 Note: Limited availability for less than ½ time enrollment. | | | |
| Wachovia Graduate Loan or Undergrad Loan www.wachovia.com/education Phone: 1-800-338-2243 | | | |
| Wells Fargo Graduate Loan www.wellsfargo.com/student/graduate/wf_grad Phone: 1-800-658-3567 | |
If you would like to find out more about credit reports and how credit scoring is used by banks to determine your creditworthiness the following web site has some good information: http://www.myfico.com/CreditEducation/
