Repaying Student Loans
Emerson College believes its role as a resource doesn’t end with graduation. We are here to provide information and assistance aimed at helping you transition from student to responsible loan borrower.
Repaying educational loans can be a significant challenge. How you handle your repayment responsibilities can greatly impact your credit rating. Becoming delinquent on student loans can make it very difficult for you to make major purchases such as a car or a home. On the other hand, responsible repayment habits can help you to build an excellent credit history. For these reasons, we urge you to take your repayment responsibilities seriously.
Determine how much federal student loan debt you have and who you need to repay. Begin by registering for your Federal PIN number and log on to the National Student Loan Data System (click on Financial Aid Review to get started). This database does not keep track of any alternative loans you borrow, e.g. Sallie Mae Signature Loans.
- If you borrowed your loans through Sallie Mae go to their website concerning your existing Federal Stafford Loan(s) and Signature Loans.
- If you borrowed your loans through Nelnet go to their website concerning your existing Federal Stafford Loan(s).
- If you borrowed Stafford Loans from Emerson prior to 1998 you most likely borrowed through the Federal Direct Loan Program. Learn more about the benefits of consolidation.
Estimate your total monthly repayment amount for all of your student loans. You should contact your lender/s for this information.
If you are a former student who left Emerson owing money on their student account, visit Past Due Tuition Accounts to get information on how to settle your account and release your academic transcripts.
