Student Health Insurance

The College is required by law to provide health insurance for all students enrolled at least 75% full-time. Matriculated undergraduates enrolled for less than 12 credits and matriculated graduates enrolled for less than 8 credits who desire health insurance must submit a written request for coverage with payment to the Student Service Center, located at 80 Boylston St., 1st floor.

Health insurance charges are automatically removed when undergraduate and graduate students initially enrolled at 75% full-time or above drop to less than 12 or 8 credits, respectively. So these students must also submit a written request for coverage with payment.

Coverage, effective September 1 through August 31, is provided under a blanket policy issued to Emerson College. Coverage is effective January 1 for newly enrolled Spring semester students. The policy is underwritten by Aetna Insurance Company and administered by The Aetna Student Health group. For complete details on the policy please visit Aetna Student Health.

Waiving Health Insurance

Undergraduate and graduate students may waive the Health Insurance Fee by submitting written proof of comparable coverage by the designated deadline. Waivers are available online beginning the first week of July. Contact the Student Service Center at 617.824.8655 if you have trouble accessing the waiver. An insurance waiver must be completed at the start of each academic year for continued exemption. Check your account online at www.emerson.edu/payment to see if your insurance has been waived.

Health Insurance Waiver

NOTE: the option to waive health insurance will be void after the first ten days of classes for the semester you're enrolled. Students who use their health insurance through Emerson before attempting to waive it are not eligible to waive.

Insurance regulations for students who experience a loss of coverage mid-year

Because Massachusetts state law requires any student participating in at least 75% of the full-time curriculum to have continuous medical insurance, Emerson is responsible for insuring its students have continuous medical coverage. If a student waives insurance at the beginning of an academic year, then loses coverage, they must notify Student Accounts via email to purchase health insurance through Emerson. Prorated plans are available.

International Undergraduate Students

Massachusetts regulation does not consider insurance carriers outside of the US or coverage by foreign national health service programs comparable to a qualifying student health insurance program.

Massachusetts "Health Care Reform Law"

The Commonwealth of Massachusetts put the "Health Care Reform Law" in place to reduce the number of residents without health insurance and improve the cost and quality of health care provided in the state. The new law requires all Massachusetts residents (18 and older) to be enrolled in an insurance program. These FAQ provide clarification of the requirements as they apply to Emerson College students.