Welfare Summary Annual Report

In accordance with ERISA Reporting Requirements, we are furnishing you with this Summary Annual Report for your records. No action is needed on your part. Please call Peter Owens at 617-824-8581 with any questions.

Summary Annual Report, Health, Dental, Life, Long Term Disability Benefits for Emerson College Employees, Year Ending 12/31/2011

This is a summary of the annual report of the Health, Dental, Life & LTD Benefits for Employees, EIN 04-1286950, Plan No. 501, for period January 01, 2011 through December 31, 2011.  The annual report has been filed with the Employee Benefits Security Administration, U.S. Department of Labor, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Insurance Information

The plan has contracts with Delta Dental of Massachusetts, Health Net, Harvard Pilgrim Health Care Inc., Unum Life Insurance Company of America and Standard Insurance Company to pay health, dental, life insurance, long-term disability, prescription drug, and accidental death and dismemberment claims incurred under the terms of the plan.  The total premiums paid for the plan year ending December 31, 2011 were $5,783,936.

Your Rights to Additional Information

You have the right to receive a copy of the full annual report, or any part thereof, on request.  The items listed below are included in that report:

• insurance information, including sales commissions paid by insurance carriers

You also have the legally protected right to examine the annual report at the main office of the plan:

Emerson College
Office of Human Resources
8 Park Plaza, Suite 204
Boston, MA 02116

Documents may also be examined at the U.S. Department of Labor in Washington, D.C. or copies can be obtained from the U.S. Department of Labor upon payment of copying costs. Requests to the U.S. Department of Labor should be addressed to:

Public Disclosure Room, N1513
Employee Benefit Security Administration, U.S.Department of Labor
200 Constitution Avenue, N.W.
Washington, D.C. 20210