Human Resources
Summary of Benefits For Full-Time Returning Term Faculty
This is a summary of benefits only. For details and requirements, please ask Human Resources for the plan document, employee handbook, or other controlling document.
Benefit |
Cost |
Eligible |
About the Plan |
| Medical Insurance |
Member pays 25% College pays 75% |
1st of the month after date of hire | Hospital/medical services at group rates for Harvard Pilgrim Health Care HMO/POS |
| Dental Insurance | College pays 100% for individual. Member pays difference for family coverage. | 1st of the month after date of hire | Diagnostic, preventive, restorative & orthodontic services with varying rates of coverage through Delta Dental of Mass |
| Short Term Disability | College pays 100% | After six months of qualifying service |
Faculty member eligible for 100% base pay for first 30 consecutive calendar days of disability |
| Long Term Disability | College pays 100% | After six months of qualifying service | Following six months of disability, a monthly income of 60% base salary up to insurance certificate maximum. Duration based on age at disability |
| Group Life Insurance | College pays 100% | After one year of qualifying service | Life insurance equal twice base annual salary to a maximum of $700,000 |
| 403(b) Tax Deferred Annuity Plan | 100% voluntary | Upon Employment | Faculty member may contribute on a pre-tax basis to FIDELITY, TIAA-CREF, or VALIC |
| Retirement Plans |
College contributes 9% of salary Member contributes 3% of salary |
After two years of qualifying service | 403(b) annuity plan Faculty member must (condition of employment) contribute on a pre-tax basis to FIDELITY, TIAA-CREF or VALIC |
| Flexible Spending Accounts | Member pays 100% | 1st of the month after date of hire | Pre-tax accounts for dependent/health care costs |
| Parking | College subsidizes the pooled cost | Certain deadlines apply. Upon hire, submit request in writing to the Exec Director Academic Admin. | Requests/questions concerning parking benefits must be directed to the Exec Director Academic Admin |
| Transportation Benefit | Member pays | Upon Employment | Purchase MBTA passes, bus passes etc. using pre-tax dollars |
| Employee Assistance Program (EAP) | College pays 100% | Upon Employment |
Provides evaluation and referrals to help with family/emotional issues; child & elder care, etc. |
| METRO Credit Union | Member Account | Upon Employment | Array of financial services for faculty and their family members |
| Workers’ Compensation | College pays 100% | Upon Employment | Compensation for on-the- job injury or death |
| Social Security |
College pays 7.65% of salary Member pays 7.65% of salary |
Upon Employment | Retirement income, survivor benefit, disability insurance, Medicare |
| Tuition Benefit for member | College pays 100% | Next Registration | Up to 4 credits per semester at Emerson |
| Day Care Discounts | Member pays | Upon Employment | Discounts at Little Sprouts and Learning Experience |
| Domestic Partner | Varies | Upon Employment | If qualified, may cover same sex partner under health, dental & tuition |
| COBRA | Member pays 100% | Upon Termination of employment/other qualifying event | Continuation of health and dental for faculty member or dependents |
| Fitness/Wellness | Free Membership | Upon Employment | On-campus fitness center |
Faculty member responsible for any tax consequences resulting from benefits received by them from the College (i.e. graduate courses).
