Human Resources

Summary of Benefits For Full-Time Returning Term Faculty

This is a summary of benefits only. For details and requirements, please ask Human Resources for the plan document, employee handbook, or other controlling document.

Benefit

Cost

Eligible

About the Plan

Medical Insurance Member pays 25%
College pays 75%
1st of the month after date of hire Hospital/medical services at group rates for Harvard Pilgrim Health Care HMO/POS
Dental Insurance College pays 100% for individual. Member pays difference for family coverage. 1st of the month after date of hire Diagnostic, preventive, restorative & orthodontic services with varying rates of coverage through Delta Dental of Mass
Short Term Disability College pays 100% After six months of qualifying service

Faculty member eligible for 100% base pay for first 30 consecutive calendar days of disability
and up to 150 additional consecutive calendar days at 60% base pay

Long Term Disability College pays 100% After six months of qualifying service Following six months of disability, a monthly income of 60% base salary up to insurance certificate maximum. Duration based on age at disability
Group Life Insurance College pays 100% After one year of qualifying service Life insurance equal twice base annual salary to a maximum of $700,000
403(b) Tax Deferred Annuity Plan 100% voluntary Upon Employment Faculty member may contribute on a pre-tax basis to FIDELITY, TIAA-CREF, or  VALIC
Retirement Plans College contributes 9% of salary
Member contributes 3% of salary
After two years of qualifying service 403(b) annuity plan Faculty member must (condition of employment) contribute on a pre-tax basis to FIDELITY, TIAA-CREF or VALIC
Flexible Spending Accounts  Member pays 100% 1st of the month after date of hire Pre-tax accounts for dependent/health care costs
Parking College subsidizes the pooled cost Certain deadlines apply. Upon hire, submit request in writing to the Exec Director Academic Admin. Requests/questions concerning parking benefits must be directed to the Exec Director Academic Admin
Transportation Benefit Member pays Upon Employment Purchase MBTA passes, bus passes etc. using pre-tax dollars
Employee Assistance Program (EAP) College pays 100% Upon Employment

Provides evaluation and referrals to help with family/emotional issues; child & elder care, etc.

METRO Credit Union Member Account                Upon Employment Array of financial services for faculty and their family members
Workers’ Compensation College pays 100% Upon Employment Compensation for on-the- job injury or death
Social Security College pays 7.65% of salary
Member pays 7.65% of salary
Upon Employment Retirement income, survivor benefit, disability insurance, Medicare
Tuition Benefit for member College pays 100% Next Registration Up to 4 credits per semester at Emerson
Day Care Discounts Member pays Upon Employment Discounts at Little Sprouts and Learning Experience
Domestic Partner Varies Upon Employment If qualified, may cover same sex partner under health, dental & tuition
COBRA Member pays 100% Upon Termination of employment/other qualifying event   Continuation of health and dental for faculty member or dependents
Fitness/Wellness Free Membership Upon Employment On-campus fitness center

Faculty member responsible for any tax consequences resulting from benefits received by them from the College (i.e. graduate courses).