Human Resources

Summary of Benefits For Full-Time Administrative and Support Staff

This is a summary of benefits only. For details and requirements, please ask Human Resources for the plan document, employee handbook, or other controlling document.

Benefit	Cost	Eligible	About the Plan
Medical Insurance	Member pays 25% College pays 75%	1st of the month after date of hire	Hospital/medical services at group rates for Harvard Pilgrim Health Care, HMO/POS
Dental Insurance	College pays 100% for individual. Employee pays difference for family coverage.	1st of the month after date of hire	Diagnostic, preventive, restorative & orthodontic services through Delta Dental of Mass
Short Term Disability	College pays 100%	After six months	Following 30 consecutive calendar days of disability, the College continues to pay 60% of salary up to 180 calendar days
Long Term Disability	College pays 100%	After six months	Following six months of disability, a monthly income of 60% base salary up to insurance certificate maximum. Duration based on age at disability
Group Life Insurance	College pays 100%	1st of the month after date of hire	Life insurance equal twice basic annual salary to a maximum of $700,000
403(b) Tax Deferred Annuity Plan	100% voluntary	Upon Employment	Faculty member may contribute on a pre-tax basis to FIDELITY, TIAA-CREF, or AIG Retirement
Retirement Plans	College contributes 9% of salary Employee contributes 3% of salary	After two years	403(b) annuity plan Faculty member must (condition of employment) contribute on a pre-tax basis to FIDELITY, TIAA-CREF or AIG Retirement
Workers’ Compensation	College pays 100%	Upon Employment	Compensation for on-the-job injury or death
Social Security	College pays 7.65% of salary Employee pays 7.65% of salary	Upon Employment	Retirement income, survivor benefit, disability insurance, Medicare
Flexible Spending Accounts	Employee pays 100%	1st of the month after date of hire	Pre-tax dependent/health care reimbursement accts
Parking	College subsidizes the pooled cost	Certain deadlines apply. Upon hire, submit request in writing to the Exec Director Academic Admin.	Requests/questions concerning parking benefits must be directed to the Exec Director Academic Admin
Transportation Benefit	Employee pays	Upon Employment	Purchase MBTA passes, bus passes, etc. using pre-tax dollars
Employee Assistance Program (EAP)	College pays 100%	Upon Employment	Evaluation/referral for child/elder care; emotional/family issues, etc.
Day Care Discounts	Employee pays	Upon Employment	Discounts at Little Sprouts and Learning Experience
METRO Credit Union	Employee Account	Upon Employment	Array of financial services for employees & family
Fitness/Wellness	Free Membership	Upon Employment	On-campus fitness center
Tuition Benefit for employee	College pays 100%	Next Registration	Up to 8 credits per semester at Emerson
Tuition Benefit for Spouse/Domestic Partner	College pays 100%	Next Registration	Up to 4 credits per semester at Emerson
Tuition Benefit for for employee’s child at Emerson College	College pays 100%	After two years	If accepted into Emerson College, full tuition for any of the degree programs
Tuition Scholarship for employee’s child through Tuition Exchange	0	After two years may apply for scholarship	If awarded a TE Scholarship, child may attend participating institution with free or reduced tuition
Domestic Partner	Varies	Upon Employment	If qualified, may cover same sex partner under health, dental & tuition
COBRA	Employee pays 100%	Upon Termination of employment or qualifying event	Continuation of health and dental for employee or dependent
Vacation		Upon Employment	Varies with service years/job classification
Sick Leave		Upon Employment	Varies with years of service
Personal Days		After 1 year of service	Three days per year

Employees, their spouses, dependents and Domestic Partners are responsible for any tax consequences resulting from benefits received by them from the College. (i.e. graduate courses)